Flash Money is an Australian lender that specialises in fast, small personal loans. We provide quick cash solutions with a simple online application, fast approvals, and funds transferred straight to your bank account.

How much can I borrow with Flash Money?

You can borrow up to $5,000 with Flash Money. Our small personal loans are designed for unexpected costs such as car repairs, bills, medical expenses, and more.

Is Flash Money open on weekends?

Yes. Flash Money is open 24 hours a day, 7 days a week. Speak to someone everyday and at any time.

Is Flash Money safe and trustworthy?

Yes. Flash Money is a licensed Australian credit provider and follows responsible lending practices. We use secure encryption to protect your data and ensure your personal information is always safe.

How fast can I get approved and funded?

Most applications take only a few minutes to complete online. Once approved, funds are usually transferred to your bank account the same day, depending on your bank.

Getting a Loan from Flash Money is

quick & simple

To apply for a Mini or Super Flash loan

You will require to log online via a Computer or Smart device. First step is to tell us how much you would like to borrow and what repayment plan is achievable.

The information you have provided

Will be assessed to ensure that it can meet your ability to payback in a suitable time frame without causing you financial stress.

If all requirements are met, and your loan is approved

Then all you need to do is sign your electronic loan contract. The money will be transferred directly to your nominated bank account ready for you to use.

Who Can Apply?

We have made applying for a loan simple.

Our easy process will enable you to get a loan quick. To be eligible you will need to be:

We will also assess your ability to make repayments without causing you financial stress.

Fees and examples

Mini Loans

$2,000 or less do not have an APR (Annual Percentage Rate). These loans are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.

Our Mini loans have a minimum term of 1 month and a maximum term of 12 months.For example, a loan of $1,000 repaid over 6 months equates to a total amount payable of $1,440 comprised of $1,000 principal, $200 establishment fee and $240 in monthly fees.

(Comparison rate 138.37%** p.a.)

Super Loans

Between $2,001 and $5000 have a maximum Annual Percentage Rate (APR) of 47.8% and there is a $400 Establishment Fee.

Our Super loans have a minimum term of 1 month and a maximum term of 24 months. For example, a loan of $2,500 borrowed over 24 months would equate to a total amount payable of $4,509.44, comprised of $2,500 principal, a $400 establishment fee and $1,609.44 in interest.

(Comparison rate 65.86%** p.a.)

Whatever you need, a fast cash loan will do the job

** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.