Home Improvement
Let’s spend some quality time improving your home. You could be approved for a Mini Flash Loan or a Super Flash Loan from $200 to $5,000. (Subject to lending criteria and suitability checks. Terms and fees apply)
Home Entertainment
It would be pretty hard to get bored with the latest gaming console? These are unprecedented times and staying safe and staying home can be exciting! Apply for a Mini or Super Flash Loan (Always assess if a loan is suitable for you)
1
To apply for a Mini or Super Flash loan, you will require to log online via a Computer or Smart device. First step is to tell us how much you would like to borrow and what repayment plan is achievable.
2
The information you have provided will be assessed to ensure that it can meet your ability to payback in a suitable time frame without causing you financial stress.
3
If all requirements are met, and your loan is approved, then all you need to do is sign your electronic loan contract. The money will be transferred directly to your nominated bank account ready for you to use.
Who can apply?
We have made applying for a loan simple. Our easy process will enable you to get a loan quick.
To be eligible you will need to be:
- You are 18 years old or over
- You are an Australian Citizen or Permanent Resident
- You have been receiving a regular income into your personal bank account for at least 90 days
We will also assess your ability to make repayments without causing you financial stress.
Fees and examples
Our Mini Loans of $2,000 or less do not have an APR (Annual Percentage Rate). These loans are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed. Our Mini loans have a minimum term of 1 month and a maximum term of 12 months.For example, a loan of $1,000 repaid over 6 months equates to a total amount payable of $1,440 comprised of $1,000 principal, $200 establishment fee and $240 in monthly fees. (Comparison rate 138.37%** p.a.)
Our Super Loans between $2,001 and $5000 have a maximum Annual Percentage Rate (APR) of 47.8% and there is a $400 Establishment Fee. Our Super loans have a minimum term of 1 month and a maximum term of 24 months. For example, a loan of $2,500 borrowed over 24 months would equate to a total amount payable of $4,509.44, comprised of $2,500 principal, a $400 establishment fee and $1,609.44 in interest. (Comparison rate 65.86%** p.a.)
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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