Flash Money

Flash Money Fees Statement

Flash Money fees and charges are made crystal clear so you’re always Ready in a Flash!

APPLY NOW

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Login
Apply Now

Mini Flash Loan Fees

(If the principal amount you borrow is between $500 and $2,000)

You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply
Loan Fees And Charges
Establishment Fee: Payable once off per loan 20% of principal
Monthly Loan Fee: Where there is an outstanding debt balance, charged per month or part thereof 4% of principal per month
Fees that may apply
Dishonour Fee: Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third-party costs. $20.00
Default Fee: Daily recovery fee to cover reasonable costs of administrating your account while your account remains in default $5.00
Reschedule Fee: Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs $20.00

Super Flash Loan Fees

(If the principal amount you borrow in between $2,001 and $5,000)

You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply.
Loan Fees And Charges
Establishment Fee: Payable once off per loan $400.00
Interest Rate: This is the annual percentage rate. Interest accrues daily, and is charged monthly in arrears- on the outstanding balance of your loan 47.6158% p.a.
Comparison rate* 65.6597% p.a.
Fees that may apply
Dishonour Fee: Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third party cost $20.00
Reschedule Fee: Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs $20.00
Scroll to Top