Cost | Flash Money

Flash Money Fees Statement

Flash Money fees and charges are made crystal clear so you’re always Ready in a Flash!

Mini Flash Loan Fees

(If the principal amount you borrow is between $500 and $2,000)

You will only be charged the loan establishment fee and the monthly loan fee when making payments on time. If you miss any repayments, a Dishonour and Default Fee will apply

Mini Flash Loan Fees

Loan Fees And Charges  
Establishment Fee
Payable once off per loan
20% of principal
Monthly Loan Fee
Where there is an outstanding debt balance, charged per month or part thereof
4% of principal per month
Fees that may apply  
Dishonour Fee
Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third-party costs.
$20.00
Default Fee
Daily recovery fee to cover reasonable costs of administrating your account while your account remains in default
$5.00
Reschedule Fee
Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs
$20.00

Super Flash Loan Fees

(If the principal amount you borrow in between $2,001 and $5,000)

You will only be charged the loan establishment fee and the interest charges calculated based on the applicable interest rate when making payments on time. If you miss any repayments, a Dishonour and Reschedule Fee will apply.

Super Flash Loan Fees

Loan Fees And Charges  
Establishment Fee
Payable once off per loan
$400.00
Interest Rate
This is the annual percentage rate. Interest accrues daily, and is charged monthly in arrears- on the outstanding balance of your loan
47.6158% p.a.
Comparison rate* 65.6597% p.a.
Fees that may apply  
Dishonour Fee
Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third party cost
$20.00
Reschedule Fee
Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs
$20.00